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i. 100% LTV & $217,000 appraised value. ii. Assuming 4.00% APR NO FEE, 30 year mortgage with 1.20% property tax and $800 annual insurance with PMI [Payments made from age 40 to age 70]. iii. Assuming 2% COMPOUNDING growth YTY for 30 Years. iv. Assuming $722/month starting rent, increased COMPOUNDING by 1% every year for 60 years and a 90% occupancy rate. v. Based on Global Atlantic LifetimeBuilder® IUL, 40 year old female, NS, Preferred rating. $217,000 increasing face value, $6000 annual premium paid through age 70, accumulating at net 6.90% APY, $48,000 policy loans per year starting at age 71-90 with remaining tax free death benefit of $646,000 at age 91.